The authors have done a decent job in developing this empirical paper. However, some recent references can be included in the LR section. Also, while writing the hypothesis, the literature support should be used to develop and build the hypothesis. Similarly, in the discussion section, more literature support will help discuss the results' relevance and improve the paper's quality. Some typing errors are there in the reference section. The authors should rethink the relevance of the research questions.

Please make the necessary changes to add value to the manuscript. In the LR section and several other places, authors have used statements like "Previous studies have found........" It will be helpful if they cite these previous studies.

What is the basis on which the authors had added the additional paths? There needs to be logic for adding the additional paths. "The additional three paths improved the model fit....." (page 18).

In the discussion section, authors need to further build citing literature to compare and contrast the findings with the results of previous studies.

Good effort, well done. Only minor proofreading and editing are needed.